ChatGPT subscription pitfalls: what OpenAI bans

A ChatGPT subscription is personal—treat it that way or risk losing it. OpenAI’s $20-per-month plan is cost-effective for inference, but the company draws clear lines around acceptable use. Sharing logins, running unattended systems, or letting others access the account all violate terms and can trigger bans.
The personal-use boundary
OpenAI allows only one user per subscription. Sharing credentials, pooling accounts, or rotating logins to bypass rate limits falls outside the rules. Anthropic has tightened its own subscription model recently; OpenAI keeps its limits looser but still enforces them. The company expects each account to serve a single individual.
Automation and commercial limits
Automated systems—CI runners, schedulers, or background scripts—should use per-token pricing, not a subscription. When an automated process calls the API without active human oversight, usage is no longer personal, and OpenAI can restrict access. Likewise, embedding a ChatGPT subscription inside a commercial product crosses the line. Reselling subsidized inference through a shipped application breaches terms. Personal projects that only you use remain acceptable.
If your plans straddle the line, move non-personal usage to pay-as-you-go. For users juggling both, tools like Manifest can route requests: keep your subscription for solo work and switch to per-token billing for shared or automated use, keeping each request compliant.
Source: DEV Community. AI-assisted editorial synthesis — TechnoExpress.

